Solar explained to clever people by people who are not trying to be clever

Solar Panels in ME8 (Medway)

See if solar pays off for you in Medway — price, savings and payback in under a minute (official UK data).

Solar Calculator

Change the settings below to see how costs and savings work for your situation.

System Size

Roof Direction

Battery Storage

Export Value

Your Numbers

Break-even
11.7 years
After this, it's pure profit
Upfront Cost
£10,173
What you pay to get started
Annual Benefit
£867
What you save every year
Profit Over 25 Years
£11,502
After paying itself off, you're this much ahead

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How we calculate this

Solar generation: Based on typical south-facing roof at 35° angle. We account for weather, dirt, and system losses (14%).

How much you'll use directly:

  • Without battery: You'll use about 40% of what you generate. The rest gets sold back to the grid.
  • With 5 kWh battery: You'll use about 70% (battery stores extra for evening use).
  • With 10 kWh battery: You'll use about 75% (more storage means less exported).
  • Panel-only payback: Bigger systems don’t shorten payback—cost and savings rise together per kW.
  • Battery & payback: Batteries raise self-use and cut bills, but added hardware cost often lengthens break-even at typical UK rates.
  • When a battery can still make sense:
    • Evening-heavy usage patterns
    • Time-of-use tariffs / cheap night rates
    • Low export rate vs. high unit rate
    • Heat pump or EV charging synergy
    • Optional backup/resilience (system-dependent)
    • Lower evening-hour CO₂ vs. grid

Costs: Battery prices are typically £700 per kWh. Export tariffs vary by supplier (usually 5–15p per kWh).

Grid connection: Systems up to about 3.7 kW typically need just a notification (G98). Larger systems may need permission (G99).

These are typical values based on average usage patterns. Your actual results will vary based on your roof, shading, and how you use electricity.

Your area in context

Read the full story

A typical roof here lands around 5.0 kW, with most eligible homes comfortably fitting within 3–6 kW. Each kilowatt of panels produces roughly 1034 kWh per year on a south-facing roof. We value self-used electricity at 26.9p and exported surplus at a baseline 10p via SEG. Use the calculator above for your exact tariff.

Unit rate
26.9p/kWh
Standing charge
47.6p/day
Sunshine yield (south)
1034 kWh/kW
Export price (baseline)
10p/kWh

Browse the scenarios below. Each battery size has its own expand — open the one that matches your plan (or just explore). For each system size (2–8 kW) we show annual output, how much you use directly, what gets exported, annual benefit, upfront cost, break-even, and a 20-year net. Negative numbers are possible — that’s the honest trade-off when adding more battery than your usage profile justifies.

No battery 5 kW example → Annual benefit: £867, Upfront: £10,173, Break-even: 11.7 yrs
System Annual output Self-use Exported Bill saving Export income Annual benefit Upfront cost Break-even 20-year net
2 kW 2068 kWh 827 kWh 1241 kWh £223 £124 £347 £4,069 11.7 yrs £2,867
3 kW 3102 kWh 1241 kWh 1861 kWh £334 £186 £520 £6,104 11.7 yrs £4,300
4 kW 4136 kWh 1655 kWh 2482 kWh £445 £248 £694 £8,138 11.7 yrs £5,734
5 kW 5171 kWh 2068 kWh 3102 kWh £557 £310 £867 £10,173 11.7 yrs £7,167
6 kW 6205 kWh 2482 kWh 3723 kWh £668 £372 £1,040 £12,207 11.7 yrs £8,601
7 kW 7239 kWh 2896 kWh 4343 kWh £779 £434 £1,214 £14,242 11.7 yrs £10,034
8 kW 8273 kWh 3309 kWh 4964 kWh £891 £496 £1,387 £16,276 11.7 yrs £11,468

Assumptions: south-facing, sensible tilt; self-use shares from site rules; export at 10p baseline. Costs: panels £/kW = 2,035, battery £/kWh = 700.

3 kWh battery 5 kW example → Annual benefit: £1,042, Upfront: £12,273, Break-even: 11.8 yrs
System Annual output Self-use Exported Bill saving Export income Annual benefit Upfront cost Break-even 20-year net
2 kW 2068 kWh 1241 kWh 827 kWh £334 £83 £417 £6,169 14.8 yrs £2,167
3 kW 3102 kWh 1861 kWh 1241 kWh £501 £124 £625 £8,204 13.1 yrs £4,300
4 kW 4136 kWh 2482 kWh 1655 kWh £668 £165 £834 £10,238 12.3 yrs £6,433
5 kW 5171 kWh 3102 kWh 2068 kWh £835 £207 £1,042 £12,273 11.8 yrs £8,567
6 kW 6205 kWh 3723 kWh 2482 kWh £1,002 £248 £1,250 £14,307 11.4 yrs £10,700
7 kW 7239 kWh 4343 kWh 2896 kWh £1,169 £290 £1,459 £16,342 11.2 yrs £12,834
8 kW 8273 kWh 4964 kWh 3309 kWh £1,336 £331 £1,667 £18,376 11.0 yrs £14,967

Assumptions: south-facing, sensible tilt; self-use shares from site rules; export at 10p baseline. Costs: panels £/kW = 2,035, battery £/kWh = 700.

5 kWh battery 5 kW example → Annual benefit: £1,129, Upfront: £13,673, Break-even: 12.1 yrs
System Annual output Self-use Exported Bill saving Export income Annual benefit Upfront cost Break-even 20-year net
2 kW 2068 kWh 1448 kWh 620 kWh £390 £62 £452 £7,569 16.8 yrs £1,467
3 kW 3102 kWh 2172 kWh 931 kWh £585 £93 £678 £9,604 14.2 yrs £3,950
4 kW 4136 kWh 2896 kWh 1241 kWh £779 £124 £904 £11,638 12.9 yrs £6,433
5 kW 5171 kWh 3619 kWh 1551 kWh £974 £155 £1,129 £13,673 12.1 yrs £8,917
6 kW 6205 kWh 4343 kWh 1861 kWh £1,169 £186 £1,355 £15,707 11.6 yrs £11,400
7 kW 7239 kWh 5067 kWh 2172 kWh £1,364 £217 £1,581 £17,742 11.2 yrs £13,883
8 kW 8273 kWh 5791 kWh 2482 kWh £1,559 £248 £1,807 £19,776 10.9 yrs £16,366

Assumptions: south-facing, sensible tilt; self-use shares from site rules; export at 10p baseline. Costs: panels £/kW = 2,035, battery £/kWh = 700.

7.5 kWh battery 5 kW example → Annual benefit: £1,156, Upfront: £15,423, Break-even: 13.3 yrs
System Annual output Self-use Exported Bill saving Export income Annual benefit Upfront cost Break-even 20-year net
2 kW 2068 kWh 1510 kWh 558 kWh £406 £56 £462 £9,319 20.2 yrs £-73
3 kW 3102 kWh 2265 kWh 838 kWh £610 £84 £693 £11,354 16.4 yrs £2,515
4 kW 4136 kWh 3020 kWh 1117 kWh £813 £112 £925 £13,388 14.5 yrs £5,103
5 kW 5171 kWh 3775 kWh 1396 kWh £1,016 £140 £1,156 £15,423 13.3 yrs £7,691
6 kW 6205 kWh 4529 kWh 1675 kWh £1,219 £168 £1,387 £17,457 12.6 yrs £10,280
7 kW 7239 kWh 5284 kWh 1954 kWh £1,423 £195 £1,618 £19,492 12.0 yrs £12,868
8 kW 8273 kWh 6039 kWh 2234 kWh £1,626 £223 £1,849 £21,526 11.6 yrs £15,456

Assumptions: south-facing, sensible tilt; self-use shares from site rules; export at 10p baseline. Costs: panels £/kW = 2,035, battery £/kWh = 700.

10 kWh battery 5 kW example → Annual benefit: £1,173, Upfront: £17,173, Break-even: 14.6 yrs
System Annual output Self-use Exported Bill saving Export income Annual benefit Upfront cost Break-even 20-year net
2 kW 2068 kWh 1551 kWh 517 kWh £418 £52 £469 £11,069 23.6 yrs £-1,683
3 kW 3102 kWh 2327 kWh 776 kWh £626 £78 £704 £13,104 18.6 yrs £975
4 kW 4136 kWh 3102 kWh 1034 kWh £835 £103 £939 £15,138 16.1 yrs £3,633
5 kW 5171 kWh 3878 kWh 1293 kWh £1,044 £129 £1,173 £17,173 14.6 yrs £6,291
6 kW 6205 kWh 4653 kWh 1551 kWh £1,253 £155 £1,408 £19,207 13.6 yrs £8,950
7 kW 7239 kWh 5429 kWh 1810 kWh £1,462 £181 £1,642 £21,242 12.9 yrs £11,608
8 kW 8273 kWh 6205 kWh 2068 kWh £1,670 £207 £1,877 £23,276 12.4 yrs £14,266

Assumptions: south-facing, sensible tilt; self-use shares from site rules; export at 10p baseline. Costs: panels £/kW = 2,035, battery £/kWh = 700.

13.5 kWh battery 5 kW example → Annual benefit: £1,191, Upfront: £19,623, Break-even: 16.5 yrs
System Annual output Self-use Exported Bill saving Export income Annual benefit Upfront cost Break-even 20-year net
2 kW 2068 kWh 1593 kWh 476 kWh £429 £48 £476 £13,519 28.4 yrs £-3,993
3 kW 3102 kWh 2389 kWh 714 kWh £643 £71 £714 £15,554 21.8 yrs £-1,265
4 kW 4136 kWh 3185 kWh 951 kWh £857 £95 £953 £17,588 18.5 yrs £1,463
5 kW 5171 kWh 3981 kWh 1189 kWh £1,072 £119 £1,191 £19,623 16.5 yrs £4,191
6 kW 6205 kWh 4778 kWh 1427 kWh £1,286 £143 £1,429 £21,657 15.2 yrs £6,920
7 kW 7239 kWh 5574 kWh 1665 kWh £1,500 £166 £1,667 £23,692 14.2 yrs £9,648
8 kW 8273 kWh 6370 kWh 1903 kWh £1,715 £190 £1,905 £25,726 13.5 yrs £12,376

Assumptions: south-facing, sensible tilt; self-use shares from site rules; export at 10p baseline. Costs: panels £/kW = 2,035, battery £/kWh = 700.

Figures are illustrative and use the same method as the calculator above. For exact results, adjust your roof direction, tariff, and usage in the calculator.

Your Area at a Glance

Your Electricity Rate
26.92p/kWh
Daily Fixed Charge
47.60p/day
Local Sunshine
1034kWh/kW
A 1 kW system generates ~1034 kWh per year. A typical home uses ~2,700 kWh per year.
Typical System Size
5.0kW
For houses & bungalows in this area

Local Property Data

Property Types

Houses: 71% • Flats: 15% • Bungalows: 11% Based on 12,165 properties

Coverage

Medway (98%)|Swale (2%)

Areas Covered

Rainham North, Rainham South East, Watling, Twydall, Rainham South West, Hempstead & Wigmore, Hartlip, Newington and Upchurch

Data Sources & Assumptions

Solar yield: PVGIS (EU Joint Research Centre), January 2025 data

Electricity rates: Ofgem price cap, Q4 2025

Installation costs: MCS certified installer data, March 2025

Property data: EPC open data (Open Government Licence), aggregated

All estimates are typical values. Actual results vary based on your specific situation, roof characteristics, and usage patterns.